Subrogation Services

HMI offers multi-line subrogation services specializing in workers’ compensation and property damage claims. Workers’ compensation claims rarely receive the attention or expertise they warrant. Considerable potential revenue is at risk because many organizations do not have the time or expertise to commit to these specialized accounts. Additionally, thousands of dollars are lost annually from property damage claims. HMI is focused on assisting public entities with recovery of losses that directly impact tax payer dollars and shrinking budgets impacted from our struggling economy.

Specialized Professional Skills
HMI focuses on a specialized process within the increasingly busy and complex industry sector of claims adjusting that extend to prompt recognition of recovery opportunities, strategically prepared documents based on skillful examination of recorded and newfound information, and knowledge gained from experiences with similar situations and familiar parties.

Proprietary Processes
While a portion of subrogation work involves following defined processes, pursuit of most opportunities requires thorough case development and presentation. From years of handling subrogation claims, HMI personnel are highly attuned to the expectations of case recipients and are accustomed to designing and presenting the strongest possible arguments. All processes, from case analysis and claims investigation to correspondence and negotiation are critical skills that have often been translated into one-of-a-kind company processes, proven to be effective.

Arbitration
HMI’s track record of arbitration wins against adverse carriers is outstanding. Our ability to effectively write comprehensive and compelling contentions, presented with factual evidence, sets us apart from our competitors and those we actively pursue. HMI has successfully recovered and saved its customers thousands of dollars that otherwise would have been lost.

Ready to get started? Contact us today!

 
 

What our clients say:

TPS and HMI have partnered in subrogation recovery since 2002.  HMI provides subrogation expertise while our claims division focuses on our members and their injured workers. The management and staff at HMI are extremely personable and professional, and we look forward to our continued work together. - Randal Beach, Executive Director, TPS

HMI has done a terrific job in recovering monies on workers’ compensation claims. HMI is aggressive in recovering these monies, yet professional in their demeanor; HMI has always been quick to return my e-mails or phone calls. I would recommend HMI to any company looking to maximize their subrogation recoveries. - Chris Lam, Risk Manager

We have obtained the subrogation services of HMI Financial Services for the past year and have been pleased with the rate of recoveries and the prompt service.  - Gary Urban, MA, ARM