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	<title>HMI Financial Services</title>
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	<link>http://www.hmifinancial.com</link>
	<description>Providing recovery solutions that make financial sense since 2002.</description>
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		<title>Newest Addition to the HMI Team: Tammy Escobedo</title>
		<link>http://www.hmifinancial.com/news/newest-addition-to-the-hmi-team-tammy-escobedo/</link>
		<comments>http://www.hmifinancial.com/news/newest-addition-to-the-hmi-team-tammy-escobedo/#comments</comments>
		<pubDate>Mon, 11 Feb 2013 19:11:00 +0000</pubDate>
		<dc:creator>Lacy</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[We are excited to announce that Tammy Escobedo has joined HMI as the Executive Director of Managed Care Solutions, our newest division.]]></description>
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		<title>What is a 1099-C and Why did I Receive One?</title>
		<link>http://www.hmifinancial.com/accounts-receivables/what-is-a-1099-c-and-why-did-i-receive-one/</link>
		<comments>http://www.hmifinancial.com/accounts-receivables/what-is-a-1099-c-and-why-did-i-receive-one/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 19:53:53 +0000</pubDate>
		<dc:creator>Lacy</dc:creator>
				<category><![CDATA[Accounts Receivables]]></category>
		<category><![CDATA[Training & Continuing Education]]></category>

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		<description><![CDATA[You may be subject to receiving a 1099-C form if you settled a debt with a lender and received $600.00 or more in savings as a result.]]></description>
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		<title>Why Debt Collection is GOOD for the Economy</title>
		<link>http://www.hmifinancial.com/accounts-receivables/why-debt-collection-is-good-for-the-economy/</link>
		<comments>http://www.hmifinancial.com/accounts-receivables/why-debt-collection-is-good-for-the-economy/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 17:47:05 +0000</pubDate>
		<dc:creator>Lacy</dc:creator>
				<category><![CDATA[Accounts Receivables]]></category>
		<category><![CDATA[News]]></category>

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		<description><![CDATA[Did you know that collection of debts not only helps preserve jobs, it actually helps keep the cost of goods and services lower?]]></description>
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		<title>It&#8217;s Tax Season: How to make a deal with debt collectors</title>
		<link>http://www.hmifinancial.com/accounts-receivables/its-tax-season-how-to-make-a-deal-with-debt-collectors/</link>
		<comments>http://www.hmifinancial.com/accounts-receivables/its-tax-season-how-to-make-a-deal-with-debt-collectors/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 17:35:19 +0000</pubDate>
		<dc:creator>Lacy</dc:creator>
				<category><![CDATA[Accounts Receivables]]></category>
		<category><![CDATA[News]]></category>

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		<description><![CDATA[This is TAX RETURN SEASON, and the time of year that people get tax returns back and are in a better position to some of their debt. ]]></description>
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		<title>Personal Finance Tips for the Holidays</title>
		<link>http://www.hmifinancial.com/news/personal-finance-tips-for-the-holidays/</link>
		<comments>http://www.hmifinancial.com/news/personal-finance-tips-for-the-holidays/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 11:02:28 +0000</pubDate>
		<dc:creator>Lacy</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[The holidays can be stressful, especially when money is tight. Follow these easy steps to make your holiday - on any budget - a real time for celebration.]]></description>
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		<title>Teddy Bears for Parkland!</title>
		<link>http://www.hmifinancial.com/news/teddy-bears-for-parkland/</link>
		<comments>http://www.hmifinancial.com/news/teddy-bears-for-parkland/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 20:22:25 +0000</pubDate>
		<dc:creator>Lacy</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[This year through 12/21, HMI is collecting Teddy Bears to donate to the children of Parkland Memorial Hospital. Help us make a difference!]]></description>
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		<title>Texas PRIMA’s 22nd Annual Conference &amp; Exhibition</title>
		<link>http://www.hmifinancial.com/news/texas-prima%e2%80%99s-22nd-annual-conference-exhibition/</link>
		<comments>http://www.hmifinancial.com/news/texas-prima%e2%80%99s-22nd-annual-conference-exhibition/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 23:27:35 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[HMI will be at Texas PRIMA’s 22nd Annual Conference &#038; Exhibition at Moody Gardens located in Galveston, Texas. Come see us!]]></description>
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		<title>Why the BBB matters</title>
		<link>http://www.hmifinancial.com/news/why-the-bbb-matters/</link>
		<comments>http://www.hmifinancial.com/news/why-the-bbb-matters/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 03:26:25 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.hmifinancial.com/hmi-wp/?p=66</guid>
		<description><![CDATA[The Better Business Bureau is not a government sanctioned agency, it is not affiliated with federal, state, or local government, so why does it matter?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Accounts Receivables Services</title>
		<link>http://www.hmifinancial.com/accounts-receivables/accounts-receivables-services/</link>
		<comments>http://www.hmifinancial.com/accounts-receivables/accounts-receivables-services/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 03:26:00 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Accounts Receivables]]></category>

		<guid isPermaLink="false">http://www.hmifinancial.com/hmi-wp/?p=64</guid>
		<description><![CDATA[Accounts receivable represents money owed by entities to the firm on the sale of products or services on credit.  Why is it so important?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is Subrogation?</title>
		<link>http://www.hmifinancial.com/subrogation/what-is-subrogation/</link>
		<comments>http://www.hmifinancial.com/subrogation/what-is-subrogation/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 16:50:45 +0000</pubDate>
		<dc:creator>Cindy</dc:creator>
				<category><![CDATA[Subrogation]]></category>

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		<description><![CDATA[Although the basic concept is relatively straightforward, subrogation is considered to be a highly technical area of the law.]]></description>
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